Accidental deaths and deaths caused by car accidents aren't common. In fact, nationwide, 66 people per 100,000 die from these causes every year. In Everett, Washington there are usually between 3 and 5 murders per year. But the rate of violent crime is significantly higher in Everett than any of the surrounding cities, so if you live in Everett, you have a higher statistical average of being in a violent crime than in any other city in the surrounding area. Could you be one of the 70 people in Everett who die this year from an accidental death or murder?
Then of course, there is death by illness and / or simply old age.
Protecting Your Family
What happens to your family when you die? Will they be provided for? How will they replace the lost income you brought in to pay for the mortgage, food, utilities, and even college for your kids? In these circumstances, the only way to protect your family is by buying life insurance.
What kinds of products are available?
There are relatively inexpensive term life insurance products as well as more expensive whole and variable life insurance products available. You will want to cover things like the cost of housing (mortgage or rental for many years in the future), living expenses for your family and future college expense for your children. You may even want to provide for parents, grandparents, or other family members under your care. A conversation with your local Everett life insurance provider would be best to highlight what kind and how much protection you need for your family and circumstances.
Which Company to Choose?
There are many reputable national insurance companies, but having a local agent is important to discuss your life insurance needs in person. It just works out better not talking to an agent in another state about your personal situation in Everett. Will they understand the local real estate market and average living expenses? Can they discuss college plans for your family? Having a local, personal touch is important. Why not contact a local Everett life insurance agent today?

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